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How to Save Money as a Student in New Zealand: Top 6 Tips

New Zealand, with its stunning landscapes and vibrant cities, offers an unforgettable student experience. However, it can also be expensive. Here’s how you can make your Kiwi journey more budget-friendly.

1. Budgeting: The First Step to Saving

Tracking your income and expenses is crucial. Use apps like Mint, YNAB, or Goodbudget to help you manage your finances effectively.

2. Affordable Accommodation: Dormitories, Homestays, and Flatmates

Living on campus or with a Kiwi family can significantly reduce housing costs. Sharing flats with other students is also popular.

• University accommodation is often cheaper than private rentals.
• Homestay provides cultural immersion and lower costs compared to private apartments.
• Sharing a flat reduces individual expenses like utilities and internet bills.

3. Cooking at Home: A Healthy and Cost-effective Meal Plan

Eating out can be expensive. Cook your meals instead, using ingredients from local grocery stores like Countdown or New World.

4. Free and Discounted Entertainment:

From museum visits to movie nights, there are many ways to enjoy New Zealand without breaking the bank. Check out student discounts at cinemas, galleries, and attractions.

5. Second-Hand Shopping: Thrifty Finds

Second-hand stores like The Warehouse’s ‘White Wolf’ or ‘The Owl and the Pussycat’ offer affordable clothing, textbooks, and household items.

6. Part-Time Jobs: Earning Extra Cash

Part-time work during weekends or holidays can help supplement your income. Look for jobs on platforms like Seek, Trade Me, or ask around at local cafes, restaurants, and retail stores.

Conclusion

Living frugally doesn’t mean sacrificing your student experience in New Zealand. By following these tips, you can enjoy the beautiful Kiwi lifestyle without worrying about your wallet.